Interest Rate Term Deposits

    
|
Interest Rate Structure effective from 1st April, 2025
TENURE
GENERAL
(%) PER ANNUM
SR. CITIZEN
(%) PER ANNUM
HIGH NET WORTH*
(%) PER ANNUM
7 days to 29 days
3.75
3.75
3.75
30 days to 90 days
4.25
4.50
4.50
91 days to 270 days
4.75
5.00
5.00
271 days to 365 days
5.25
5.50
5.50
More than 12 months to 18 months
7.00
7.25
7.25
More than 18 months to 30 months
5.505.755.75
More than 30 months to 60 months
5.75
6.00
6.00
More than 60 months to 120 months
5.75
6.00
6.00
Jankar Bachat Yojana
(TAX Benefit 60 Months)  
5.75
5.75
5.75

(*)Minimum amount of a single receipt for High Net Worth deposits for all categories at Rs. 1 Crore and above